Vehicle finance from Automotivate Fleet Solutions

The right vehicle. The right finance. One solution.

Commercial vehicle expertise combined with suitable funding options for your business, vehicle and replacement plans.

Three routes. One that fits.

Each creates a different balance between monthly cost, ownership and end-of-term responsibility.

01

Hire Purchase

A straightforward route to ownership

Best for

Businesses that want to own the vehicle and prefer predictable monthly payments.

  • Spread the purchase cost over an agreed term
  • Fixed payments can simplify budgeting
  • No finance-agreement mileage limits
  • Suitable for vehicles and many conversions
Payments
Deposit, then regular monthly payments
At the end
Small option-to-purchase fee may apply
Ownership
Yes
Discuss Hire Purchase
03

Finance Lease

Flexible vehicle use without ownership

Best for

VAT-registered businesses that want a flexible rental structure and do not need legal title.

  • Flexible rental profile
  • VAT generally charged across rentals
  • No mileage limits unless written in
  • End routes depend on funder and agreement
Payments
Initial rental followed by regular rentals
At the end
Balloon or end arrangement may apply
Ownership
No
Discuss Finance Lease

Vehicle knowledge with a stronger route to funding.

Automotivate Fleet Solutions combines commercial vehicle expertise with a clear, joined-up approach to sourcing, conversion and funding.

Talk to our finance team
01

Wider lender choice

Funding options considered around your vehicle, cash flow and replacement plans.

02

One accountable contact

Vehicle, conversion and finance coordinated together.

03

Commercial vehicle expertise

Funding shaped around real fleet use and replacement cycles.

04

Clear process

Documented options and support through to payout.

Useful answers before you decide.

01Which option is right for my business?+

It depends on whether ownership is essential, the monthly budget you want to protect, your expected replacement cycle and your end-of-term plan. We explain suitable structures side by side.

02How can Automotivate Fleet Solutions help?+

We combine commercial vehicle knowledge with a clear comparison of suitable funding routes, helping you consider the structure that best fits your business and vehicle requirements.

03Can you finance a conversion too?+

In many cases, yes. Approval and the eligible amount depend on the vehicle, conversion, funder and your business circumstances.

04Do I own the vehicle at the end?+

Hire Purchase and Lease Purchase normally lead to ownership after all required payments and fees. Finance Lease does not automatically transfer title.

05How quickly could I get a decision?+

Many straightforward proposals receive a decision within 24–48 hours after all required information is supplied. More complex cases can take longer.

06What about VAT and tax?+

Treatment varies by product, vehicle type, use and your circumstances. Confirm the position with your accountant or tax adviser before proceeding.

Let’s structure the vehicle and funding around your business.